Financial Planning/Forecast


*The price is exclusive of any amount payable to Government/Regulatory Authorities and GST.

Through this service AJVA E-expert will assist you in determining the capital requirement and it’s structure in line with your business, framing the financial policies & ensuring the utilization of scarce resources in the most efficient and profitable manner.

Price 999

Services covered :
  • Determination of capital structure
  • Preparing plan for optimum utilization of funds
  • Implementation of the suggested plan
  • Monitoring the execution and suggestion of improvements

Documents Required:
  • Copy of Bank Statement
  • Copy of Financial statements for last 3 financial years

FAQ ()

Question : What is Financial Planning?
Answer : Financial Planning is the process of estimating the capital required and determining it's competition. It is the process of framing financial policies in relation to procurement, investment and administration of funds of an enterprise.
Question : Why should I make a financial plan?
Answer : Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision affects other areas of your finances. For example, buying a particular investment product might help you save adequately to finance your child's higher education, or it may provide enough for a comfortable retirement. You can also adapt more easily to changing life cycle and feel more secure that your goals are on track.
Question : Who is a financial planner?
Answer : A financial planner is someone who formulates a financial plan to help you determine how to meet your life goals. The key function of a financial planner is to help people identify their present obligations, priorities and future financial needs and accordingly suggest the most suitable plan.
Question : What are the types of needs that I plan for?
Answer : There are various kinds of needs, some of which are listed below :- Retirement, Child’s Education, Child’s Marriage, Asset purchase, Insurance, Investment, Tax planning, etc.
Question : What should I look for in a Financial planner?
Answer : A financial planner works for the client. His loyalty should be towards the client and not the product(s) he may be trying to sell. The financial planner should be in a position to provide you with unbiased advice and recommend products that match your needs and are the best performing available at the moment.
Question : What is the duration of a financial plan?
Answer : The duration of a financial plan depends upon the goals that it sets out to achieve. It may cover short term, medium term and long-term goals. Short term goals are normally targeted to a 1 – 3 years framework, for example a vacation abroad, medium term goals fit into a 3-5 years horizon, for example, buying a home, long term goals are achieved in a period of 5 years or more, for example retirement planning.
Question : Where can I invest my saving to get the desired return?
Answer : Once you have determined how much you wish to invest, you need to decide where to invest. There are various investment options available depending on your risk – return profile. The various products available are: Mutual fund schemes, Equities, Bank deposits, Bonds, Insurance Plans, Gold, Real estate, etc.
Question : What are the input in Financial planning process?
Answer : A. Your finances, i.e., your income, assets, and liabilities, B. Your goals, i.e., your current and future financial needs and your appetite for risk
Question : What are the Benefit of Financial planning ?
Answer : Enables maintenance of an optimum balance between income and expenses. Helps boost savings and reduces tax liability. Maximizes returns from investments. Creates wealth and ensures better wealth management to achieve life goals. Financially secures post retirement life. Reviews insurance needs and therefore also ensures that dependents are financially secured in the unfortunate event of death or disability. Lastly, it also ensures that a will is made.
Question : When should I start with my financial plan ?
Answer : The best time to start your financial plan is now. The good news is that you can achieve your financial goals, if you start early enough. Your money will get more time to work for you if you start early. Early planning increases your return possibility, chances to meet your financial goals and reduce your investment risk.