Credit Monitoring Arrangement(CMA) Report
*The price is exclusive of any amount payable to Government/Regulatory Authorities and GST.
This service is for preparation of CMA report.
This is a report showing the projected performance and the past performance of a business in financial terms to be presented to banks and financial institutions to apply for loan. A CMA report which is prepared by professionals can enhance the chances of obtaining the bank loan.
Services covered :
- Particulars of Current & Proposed limits
- Operating statements
- Analysis of Balance Sheet
- Comparative Statements of the Current Assets as well as the Current Liabilities
- Calculation of Maximum Permissible Bank Finance (MPBF)
- Fund Flow Statement
- Ratio Analysis
- Copy of Last 5 years Financial Statements
What is CMA Data ?
CMA Data is the financial report used by lending institutions to appraise and analyze the financial position of a company before lending. Under the present rules, the Reserve Bank of India has mandated all banks to prepare CMA for lending to large borrowers.
What is the need for CMA ?
The importance of having a CMA report lies in the fact having a CMA report is key to obtain a bank loan.
CMA is of utmost importance as it presents a systematic analysis of the financial operations and working management aspects of the borrower i.e., the way he manages his funds, application of the funds, business probabilities, etc. come under this, the sole object is to ensure that the funds have been managed in an efficient way till now by the enterprise of the loan applicant.
Why do you need an expert for preparing CMA ?
There are various aspects to be covered while preparation of CMA which will need expertise in the domain. Some of them are listed below:
All assumptions and estimates used in preparation
Justifiable Future projections and analysis
Past performance Analysis
Ratios Analysis etc.
Extremely delightful for the services provided by you, thanks a lot in filling my return in short time.
Must take a moment to recognise and appreciate Yash who was managing my papers . He is a diligent and patient guy but on the same hand also persuasive . Appreciate these traits . Wish him all the best .
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I wished to file my ITR at minimal cost, so I was convinced to file it by myself. During filing I came across a lot of queries but ignored it as didn’t seem much important. However, I received a notice from IT department as I had filed a defective return. To resolve this, I contacted AJVA, they not only resolved the issue but also guided me on how to file and where I went wrong.
I run an MSME but I was unaware what is the importance of Udyam Registration Certificate and the process, after consulting AJVA I learned that it is an identity certificate which is mandatory for all MSME’s for recognition. Thankfully I registered as a MSME in time with the help of AJVA and appreciate the co-ordination from the AJVA team.
I had started a new business but I had a lot of queries on how to Incorporate a company, where to apply, what documents are required and lot of other questions. The procedure was complicated and a time taking activity, I was hesitant to hire a professional for the incorporation process. Thankfully I found AJVA and they handled the entire Incorporation process and helped me complete the same in a timely manner.
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